Our Services
According to research from the Alliance for Lifetime Income, more than half of Americans who are approaching the age of 65 are "almost certain" to outlive their retirement savings!!
How have you determined how much you need to accumulate in your unique situation to ensure a comfortable retirement on your terms?
For Example: In some states, personal bankruptcy of one of the owners can lead to the liquidation of a business, where a bankruptcy trustee sells its assets to pay off the owner's debts. Are you aware of the potential risks this poses to your business? Plus this is only one of many scenarios you could be exposed to.
For Example: If you have already met the Gift-Tax Basic Exclusion Limit and you want to leave your grandchild $1 Million Dollars, how much would you owe in Gift Tax? You will have to pay out $800,000 in Gift Tax while your grandchild will only receive $200,000 of the million you intended on gifting. How would you feel about that?
Estate planning provides strategic strategies based on your unique situation to be more efficient with gifting to avoid paying unnecessary taxes and etc.
Risk management is the process of identifying, evaluating, and eliminating or reducing potential financial risks to you and your family. How will you be impacted if you’re not as adequately protected as well as you think in your unique situation?
Insurance decisions are rarely thought out or well planned which leaves exposure for a financial tragedy.
"I sleep better at night knowing. . ."
"I was always stressed about money and never really knew where I stood financially. Then I met Jerry with Young Financial Associates.This guy is a wizard with numbers. . ." - Angela
"Buy Sell Agreement?. . ."
"I recently worked with this financial guy Jerry, who blew my mind with the possibilities. He crafted an agreement that covered scenarios I hadn't even imagined. . . " - Brian
"No more anxiety about running out of money. . ."
"Retirement planning doesn't have to be guess work. I recently discovered a game changing approach from Young Financial Associates that takes the uncertainty out of planning. Their incredible method helps determine the exact income needed for my dream retirement lifestyle down to the dollar. . ." - Debra
"Fast forward to today, and Jerry's not just some random guy I met on vacation. He's my financial concierge. . ." - Lisa
"As a healthcare professional. . ."
"Jerry crafted a customized risk management plan for me. He ensured I had the right types and amount of insurance coverages based on my financial obligations plus goals. If anything helps, he helped make sure my income not just sustainable but comfortable. . ." - Monique
"Jerry's strategic planning and attention to detail is impressive. . ." - David
What Are Others Saying ?
Jessica
Kevin
Amber
Matt S.
Mr. & Mrs. Adams
Ann & Mike
Mr. & Mrs. Sternberg
"I thought I had it all figured out, but boy was I wrong. . ."
"It's like they unlock a secret level in the finance game. They didn't tell just what to do. They taught me why, then Jerry passed the game plan to my financial advisor. . ."
- Tim
"At first the price made us hesitate but let me tell you, it's worth every penny. My parents? They didn't plan as well as they could have and now I see the difference. It's not just about money. It's about peace of mind. . ." - Shirley
Our Team
Drew James
FAQS
The terms are often used interchangeably, but there can be differences. Generally, a financial planner focuses on creating comprehensive financial plans covering various aspects of your financial life. A financial advisor might offer a broader range of services, including investment management.
Yes, financial advisors can help you develop a debt management plan. They can provide strategies for paying down debt, consolidating loans, and managing your cash flow to improve your financial health.
Many individuals feel overwhelmed or intimidated by the financial planning process. You may be concerned that you lack the necessary knowledge to understand financial advice or that you will be talked down to or misunderstood by the planner. Here at Young Financial Associates, we guide and simplify information based on your level of understanding to make sure we are on the same page.
The frequency of meetings depends on your needs and financial situation. Typically, clients meet with their advisors annually, semi-annually, or quarterly. However, you can schedule additional meetings as needed, especially during major life events or changes in financial circumstances.
No, you retain control over your financial decisions. A financial planner provides recommendations and advice, but the final decision always rests with you. We will ensure you understand all options and help you make informed choices and connect the dots with your other financial professionals.
We offer a wide range of options, including different indexes, compound interest, annuities and more. Our recommendations are personalized to your financial goals, risk tolerance, and time horizon. We work with you to create a diversified portfolio that aligns with your unique needs and aspirations.
We believe in transparency when it comes to fees. We have no hidden costs.
Absolutely. We provide secure online access to your accounts through a user-friendly platform through our partners. You can view your portfolio, track performance, and access important documents 24/7. We prioritize the security of your financial information, and our online platform is designed to give you convenient and secure access to your account at any time.
Your taxes will remain tax deferred until withdraw, without penalty after 59 1/2 years of age, since your funds are coming from a qualified plan and into another qualified plan.
The information, articles, guides, and other content provided on this website are for general educational and informational purposes only and should not be considered personalized financial, investment, legal, or tax advice. The content is not intended to replace professional guidance tailored to your specific financial situation.
While we strive to ensure accuracy, we do not guarantee that the information is complete, up-to-date, or applicable to your personal circumstances. Financial planning is unique to each individual or couple, and the strategies discussed may not be suitable for your needs. Engaging with this website, its content, or any downloadable materials does not establish a client-advisor relationship.
All investments and financial strategies carry risks, including the potential loss of principal. Past performance is not indicative of future results. Any third-party links or references provided are for informational purposes only and do not constitute an endorsement. We encourage you to consult with a qualified financial professional before making any financial decisions.