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Ready to schedule your appointment? Booking with us is easy and convenient. Simply click the Book Now button below to select your preferred date and time. We're here to accommodate your needs and provide you with the best service possible. If you have any questions or special requests, please don't hesitate to contact us. We look forward to serving you!
FAQS
What is the difference between a financial advisor and a financial planner?
The terms are often used interchangeably, but there can be differences. Generally, a financial planner focuses on creating comprehensive financial plans covering various aspects of your financial life. A financial advisor might offer a broader range of services, including investment management.
Can a financial planner help me with debt management?
Yes, financial advisors can help you develop a debt management plan. They can provide strategies for paying down debt, consolidating loans, and managing your cash flow to improve your financial health.
What if I have a lack of understanding?
Many individuals feel overwhelmed or intimidated by the financial planning process. You may be concerned that you lack the necessary knowledge to understand financial advice or that you will be talked down to or misunderstood by the planner. Here at Young Financial Associates, we guide and simplify information based on your level of understanding to make sure we are on the same page.
How often should I meet with my financial advisor/planner?
The frequency of meetings depends on your needs and financial situation. Typically, clients meet with their advisors annually, semi-annually, or quarterly. However, you can schedule additional meetings as needed, especially during major life events or changes in financial circumstances.
Will I lose control over my financial decisions if I work with a financial planner?
No, you retain control over your financial decisions. A financial planner provides recommendations and advice, but the final decision always rests with you. We will ensure you understand all options and help you make informed choices and connect the dots with your other financial professionals.
What types of options do you recommend?
We offer a wide range of options, including different indexes, compound interest, annuities and more. Our recommendations are personalized to your financial goals, risk tolerance, and time horizon. We work with you to create a diversified portfolio that aligns with your unique needs and aspirations.
How do you charge for your services?
We believe in transparency when it comes to fees. We have no hidden costs.
Can I access my accounts online?
Absolutely. We provide secure online access to your accounts through a user-friendly platform through our partners. You can view your portfolio, track performance, and access important documents 24/7. We prioritize the security of your financial information, and our online platform is designed to give you convenient and secure access to your account at any time.
Will I have to pay taxes when I rollover my qualified 401k plan?
Your taxes will remain tax deferred until withdraw, without penalty after 59 1/2 years of age, since your funds are coming from a qualified plan and into another qualified plan.
